MintDice is proud to bring you the fourth part of the CryptoSmarts series, a 100% unbiased/non-affiliate paid article set that will focus on relatively simple ways you can boost your privacy, take power away from overbearing governments and corporations while also doing relative good for society all at the same time with minimal effort. Rest assured that anything suggested here is solely for your own benefit.submitted by MintDiceOfficial to MintDice [link] [comments]
In this article, we'll take a deep dive into password managers, which applications to go for, how to optimize your password managers and which ones to avoid. It's of increasing importance for all users to adopt a password manager because commonly used passwords and repeated use of log-in + password combinations are the two weakest points in any normal individual's security online. Meanwhile, memorizing dozens of unique and complex passwords is beyond the scope of what most people can do, especially long term. Thus password managers have been created as a way to store multiple passwords into a single file that can help ensure your security and privacy online.
For a little encouragement, we'll share the now extremely famous dialogue between Edward Snowden and John Oliver talking about passwords. As should be painfully obvious by now, password managers are one of the best solutions to this entire dilemma.
PASSWORD MANAGER BASICSWe should first note that not all password managers are created the same as we've noted with software across all of our other articles. By and large, we'll be looking for similar characteristics in our password managers as we would our other software which includes open sourced software protocols and best software security practices. And when it comes to Bitcoin, cryptocurrency and your entire life's work on the internet, there is a lot at stake here. I'd argue that it is more important for password managers than for any other application to make sure to get this one correct since it will have your entire livelihood on the line.
The very amazing thing with demanding open sourced software for your password manager is that it by definition will also be free at the most basic level. This is because if it weren't, all it would take would be someone to fork over a program to make it free. So you are in a sense getting the best of both worlds here; a free software that is also of the highest quality. Meanwhile, ironically, many of the more commonly known password managers like Dashlane or Lastpass use closed source software and often charge fees to use their service. Funnily enough, Lastpass, the password manager itself, was actually formerly hacked in the past. One could argue this at least in part had to do with it's closed source software since having open sourced software at least in part makes software more secure. In short, do not used these closed source services that are frequently advertised for on the web as they are detrimental to you in more ways than one.
RECOMMENDED BEST PASSWORD MANAGERSBitwarden is our first recommendation. Bitwarden is truly one of the all time greats by approaching password management on the individual, team and even enterprise level to create a one size fits all solution. Bitwarden is compatible on virtually all devices out there from all desktops to mobile devices and so forth. Additionally, while they offer a centralized cloud service for free, Bitwarden is also set up to allow you to run your own private server to keep your own key base entirely under your own control, fully encrypted.
Next up we have KeePassXC which is a fork of one of the longest standing password managers in existence, formerly known as KeePass that halted a lot of it's ongoing development some time ago. KeePassXC was created as a locally held password manager application that could work across platforms. Unlike Bitwarden where your key file is held in cloud storage, KeePassXC is simply a program client and a local file that you must maintain and backup yourself. This has some pros and cons. The good news is that you have full control of everything related to KeePassXC as the program under most situations will not be talking to any online server which could expose private or sensitive information. The bad news is that if you ever were to lose control of your key file, you are completely out of luck. For this reason, it's imperative to back up your encrypted key file in multiple locations to protect against what would be catastrophic loss. You can do this with USB drives, e-mail accounts, cloud storage, safe deposit boxes or a whole host of other creative solutions that you might come up with.
The final recommended option is LessPass. LessPass is very interesting technology because it is a no-knowledge password manager. By inputting a few pieces of information which could be a master password in conjunction with an e-mail address or user name, a password is automatically attached to any URL address. It will simply cross all of these pieces of information via PBKDF2 and SHA-256 to produce random yet consistent outputs for any of your web browsing. The advantage of this program is that it is extremely light weight, and so long as you can remember your e-mail address, account name and master password, you can now gain full access to everything around the internet without the need of any files. The downside is some level of control over password flexibility since the passwords are automatically generated for you.
In summation of these three options, BitWarden is the best overall password manager for most people's use cases. Meanwhile, LessPass is probably best suited for the most casual user who contains fewer accounts across the internet and wants something extremely simple and easy to use. Lastly, KeePassXC, will be the ultimate in privacy password manager technology and is best suited for those that are prepared to take the extra steps to ensure their key file is kept up to date as the months and years tick by.
BEST PRACTICES WITH YOUR NEW PASSWORD MANAGEROnce you have chosen a password manager from the above list, it will be important to change all of your account passwords one by one to incorporate it into your new system. This will help you get away from your commonly used log-in and password combinations and over to your new, more secure and robust set up. With your new set up, if you have a key file to back up, you must now start getting in the habit of doing so, especially after major or important changes to your password manager. Or if you wish to use BItWarden with a private cloud server, make sure that that is fully set up and running.
Generally speaking, when choosing password length from your password manager for standard and robust security, 25 random characters, letters (and symbols if you wish, but they aren't necessary), is mostly considered to be uncrackable. This is because while every password is in theory beatable, it takes dramatically more computational energy over time to figure out what your password is, and at some point, it becomes unreasonable. That said, NSA grade security often holds itself up to 50 random characters which is considered to be unbreakable even on a government wide scale.
On that same token, you'll have to use a master password for your password manager. Given that you only need to know one password, it will now be extremely important to make this a very good password. Because a password that you need to remember most likely won't (or perhaps shouldn't) be completely random so that it's easy to remember, it should, at the very least, be long. I would suggest making sure that you come up with a master password that is at least 40 characters long or 125 bits of information. To check out how many bits of entropy your master password is, you can type it into the password field of KeePassXC and it will tell you roughly how secure your master password is. While 40 characters may seem like a lot, do keep in mind that this is now the only gateway between yourself and all of your access keys to all of your accounts held on this account.
Bits of Entropy Example on KeePassXC
Finally, it is worth investing in a YubiKey or similar 2-FA device if you can get one. This can apply to BitWarden and KeePassXC. With the normal password managers, a hacker will need access to not only your password but also your key file in order to have free reign over all of your accounts. However, a sophisticated hacker that has full access to your device with a keylogger could ultimately, in theory, compromise your full set up, and this would be disastrous for you. Fortunately, this can be resolved by buying and activating a Yubikey or other such device. The Yubikey example requires that a Yubikey, with a private key that you set up for your password manager, is present to access your database. Therefore, even if a hacker were to obtain your key file and your master password, they still won't be able gain access to your account. As a precaution, however, if you lose access to your Yubikey and/or private key, you too, will be locked out. Therefore, it is important to keep your Yubikey backed up and to keep extra copies available.
IN CONCLUSIONOwning Bitcoin or other cryptocurrencies comes with a lot of responsibility if you want to minimize risk. As does maintaining a strong hack-resistant presence online. One of the best defenses you can make is by implementing a password manager. Similar to the previous CryptoSmarts articles that we have written prior, it will take some small amount of set up work to get fully acclimated to your new system, but you'll thank yourself down the road that you have done this. And the sooner you start, the better, as things will only continue to get more complex, with more risk factors at play as the internet plays an ever increasing role in all of our day to day lives.
Finally, while the article is current as of the writing of the article, it will undoubtedly lose merit over time. Be sure to check if everything in this article is up to date or that any password manager that you select from this article continues development or continues to abide by the proper best practice principles.
If you enjoyed this article, we would encourage you to check out our other previous CryptoSmarts articles discussing private e-mails, secure messenger applications and proper web browsers.
Hello everyone, In this post I would like to talk about some of the DDGN Token features and company achievements.submitted by ijeblowrider to u/ijeblowrider [link] [comments]
The company aims to revolutionize adult entertainment trough blockchain innovations presenting the opportunity to the user to be an active participant in this field using the Ecosystem. DEVIL´S DRAGON TOKEN is fully decentralized autonomous and encrypted. It offers the option to share, publish, and earn through selling, trading, exchanging, and utilizing the features of its ecosystem. A unique multi-use cryptocurrency with many active sites bringing new business models to life and disrupting the high set price of contemporary adult entertainment. DEVIL´S DRAGON TOKEN is a Ethereum based token that will be able to be used with any other Blockchain project or technology that is already operating.
DDGN is used on active sites to access related and wanted content. The full list can be found on the website by clicking on “Sites” or scrolling down. https://www.devilsdragon.com
TOKENOMICS. (ICO Information / Token Economy) Token name: DRAGON DEVIL Token Symbol: DDGN - Supply Token: 180 000 000 NOT MINTABLE Decimal: 18 - Token type: ERC20 CURRENT STATUS: Under Crowdsale with 5% PRE-SALE Token value 2000 DDGN = 1 ETH for PRIVATE - ONLY PRESALE In ITO sale the rate will be 1000 DDGN = 1 ETH START PRESALE: 2020-08-15 00:01 END: 2020-08-31 23:59
!Please note that only Ethereum is accepted. This will ensure transparency and prevent any fraudulent activities that may impact the value of the coins negatively!
Token Allocation: • Presale (PRIVATE SALE) 5% (All unsold tokens will be burned) • Crowdsale 55% (All unsold tokens will be burned) • Team & Partners 9% (Only used for new partnerships and strengthen the Team) • Reserved 6% (For Exchange and Legal Purposes) • Ecosystem 18% (Only used on our platforms like us write in our White Paper) • Development Team 2% (Used only for development and purposes none of these tokens will be sold) • Founder 4% (Used for administrative, regulatory and internal ecosystem needs only) • Ext Developer 1% (Non-Team Developers to be used for Testing and other Development Purposes on all Ecosystems and their features).
At this point DDGN is already listed on MyCryptoCheckout.
The ways to earn will be further possible by rewards and revenue sharing, live broadcasts, moderating content for the approval or disapproval of forum posts, mining for content, and arranging unused hard disk space. These are set just at the start point. The potential of the new features immense.
Presented Roadmap looks great: • Early 2018. KISSES TECH Established as a Czech Company (February) • Between the beginning of 2018 and the end of 2019. Fixed Adult Entertainment Coin + Many other projects related to Adult Entertainment and Blockchain to evolve and gather together: DDGN • Early 2020 Launch of the DDGN Project • Mid 2020 Launch of ETHpimp Q3 2020 ITO DDGN • Late 2020 Alpha version of the DDGN Dedicated Video Platform with a Decentralized Prize Service for Display and Manufacturing works with DDGN. On this platform the goal is to use a few supporting protocols such as ERC721 to make the videos like unique fine art creations. Luring a new business model which is fairer and more transparent. More Active Sites and More Partners for Ecosystems Alpha Version and Initial Registration First Delivery of Crowd Content Funding Network with Prizes & Decentralized Direct Revenue Sharing on the Stock exchange list
• Early 2021 DDGN Platform Beta Version Dedicated Videos that Live Immediately with Real Rewards and Share Earnings for Views & Creations CDCFN.COM Fully Active with the Distribution of Live Prizes and Adding New Sites to the Ecosystem makes DDGN more rare, enjoyable, and valuable to everyone involved.
Also surfing the blog (https://www.devilsdragon.com/blog) I found very interesting facts about CDCFN (Content Delivery Crowd Funding Network): www.cdcfn.com
A forum like website on which people share their original content and earn rewards in DDGN (Devil´s Dragon) Earned DDGN, as mentioned before will be available for exchanging to Bitcoin, Ethereum or other currency. The platform has a members shop, too, where members can earn and spend their earned tokens (DDGN) they gained from the site. Members Shop is integrated to work along side loads of other applications & plugins. Below is presented DDGN Tokens Earning System
Statistics Pages : • Shows a statistics page with a graph of the global DDGN Tokens gained on platform per day / week / month • Shows another statistics page with a graph of the amount of shop items purchased globally and the global DDGN Tokens spent per day / week / month • Shows a 3rd statistics page with a graph of the global DDGN Tokens won using items what you gamble your DDGN Tokens with
Members Bank: • Allowing members to store their DDGN Tokens in a bank • Charging members to deposit their DDGN Tokens • Awarding interest to members each month on their banked DDGN Tokens • Members can view all their transactions in a nice and tidy pop up table • Showing a table in the ACP with all the members who have created a bank account • Showing a 3D pie chart in the ACP with the DDGN Tokens per member group • Showing a 3D pie chart in the ACP with the current interest to pay per usergroup • Showing a graph of the banks transactions from your selected time periods
ACP: • Showing a table listing all Normal items purchased with all the information of the item purchase • Showing a table listing all custom items purchased with all the information of the item purchase • Showing a table listing all custom code items purchased with all the information of the purchase • Showing a table listing all the membergroup upgrade items purchased with all the information of the upgrade, expire date
• Choosing what user groups can gain DDGN Tokens with-in the forums / downloads / reaction settings • Generating unique purchases • Showing the shop items in a nice and clean node table giving you the ability to drag and drop them to different categories and sort them in your preferred positions • Selecting the amount of items to show per page in the shop and items page • Choosing the select to view the shop page / items page / rewards & logs page from either a table view or a nice new grid view • If admins allow users to send items to others admins can select a % of the value of the item to charge the users to send that item • Picking to show either a category in the sidebar of show the categories in a filter button on the table itself • Adding a block to the ACP dashboard showing the amount of custom items admins need to award to the users
With that said, I would like to hear your opinion about the project and the features that the team provides for us!
All this information and much more can be found on the below links.
White paper: https://www.devilsdragon.com/whitepaper.pdf
E-mail: [email protected]
Company behind of DDGN Token and development of the platform is KISSES TECHNOLOGY (Group) s.r.o
About the author: Proof of authentication link - https://bitcointalk.org/index.php?topic=5260492.msg54989967#msg54989967 Bitcointalk Username - ijeb Bitcointalk URL - https://bitcointalk.org/index.php?action=profile;u=1668500
submitted by Cryptosaurus94 to CryptoCluster [link] [comments]
Cryptocurrency volatility has always been a major characteristics that most traders find beneficial while for others, it is observed as intensely inconvenient. The peculiar characteristics of price swings cannot allow cryptocurrency to be a perfect medium for payments and exchange, because it's price value is unpredictable and changes more than twice in a given month. Researchers have taken up action to develop creative means to handle this problem of volatility and a new kind of cryptocurrency named "STABLECOIN" was developed to be the solution desired by crypto traders. Stablecoins are digital currencies utilized as means of exchange and store of value because it's value remains stable. Developed to be a cryptocurrency implies that stablecoin operates on a standard level that is not controlled by central authority, thus provides anonymity, security, decentralized features and efficiency coupled with low volatility characteristics of fiat money. Despite stablecoin features of displaying characteristics pertaining to conventional cryptocurrencies, the price level of stablecoin won't be determined by abstract factors which leads to variability. Instead, stablecoins are pegged to rate and value of commodities with price stability such as gold , ore, silver and many more. The benefits and increasing number of stablecoins continues to gain momentum and fame which serve as catalyst to maximize the adoption of cryptocurrencies as a medium of daily transactions and payment. Therefore, stablecoins helps traders and business owners to possibly avoid volatile market swings, mitigating risks that leads to loss of monetary value of users funds. However, stablecoin has been shown to have some disadvantages which is unappealing to businesses and trading activities. Unlike convectional cryptocurrencies, stablecoins cannot be used as an investment asset because stablecoins are highly dependent on assets it is bonded to. For example, an asset worth 50 USD purchased with stablecoin will remain 50 USD in the future. Another issue is trust, due to the nature of centralized banking system, most individuals believe that stablecoins pegged to fiat money cannot provide sufficient anonymity for their owners. These challenges have hindered the use of stablecoins by traders and business owners, thus Crypcore was developed to provide necessary solutions to the challenges faced by modern day stablecoins. CRYCORE ECOSYSTEM Forked from Monero, Crypcore is designed on cryptographically secure and anonymous crytponote protocol, wherein Crypcore ecosystem integrates a reliable solvency equation, flexible cryptocurrency exchange and efficient crytponote protocol to build a coin with stable price. The Crypcore stablecoin will not operate as a convectional cryptocurrency stablecoin but as a dynamic stablecoin which offers innovative means in securing price stability in mainstream markets. Before going further, let me briefly explain about cryptonote protocol and solvency equation for benefits of those unaware. CRYPTONOTE PROTOCOL Cryptonote protocol is developed as an application layer that handles issues related to Bitcoin protocol. It was first introduced in 2012, some famed coins such as bytecoin and Monero utilize it due to it's advantage of being more efficient than bitcoin protocol. Cryptonote offers these coins benefit of providing more high level of privacy than other cryptocurrencies. Crypcore developers aims to provide more anonymity standards to their end users, which is why they leveraged the version of cryptonote protocol forked from Monero and therefore, possess features related to Monero in all aspects. SOLVENCY EQUATION The solvency equation integrated into Crypcore exchange spearheads pricing of Crypcore units. Use of solvency equation ensures that Crypcore stablecoin (CRYP) will not be pegged unlike traditional cryptocurrency stablecoins, instead price of CRYP is regulated when Crypcore exchange utilize crypto collateral to process transactions which increases stability of CRYP and eliminates price swings. Cryptonote protocol and solvency equation are important factors that helps to maintain growth of Crypcore ecosystem. The developers have also created other unique features to support the development of Crypcore which includes ; Crypcore mining, Crypcore wallet, Crypcore exchange and Crypcore blockchain. CRYPCORE BLOCKCHAIN Mainly consist of cryptonote protocol and block explorer. This two components of Crypcore blockchain provides low transaction fees, high speed, security and transparency for any type of transactions performed within Crypcore ecosystem. CRYPCORE WALLETS Crypcore wallet is designed to be accessible and non-complex for easy understanding. The wallets are secure and developed with counter measures against hacks, thus competent for securing funds of users. CRYPCORE EXCHANGE The exchange serve an important role in regulating prices of CRYP. Using the exchange solvency equation as explained earlier coupled with fees charged within Crypcore exchange will be used in managing price of Crypcore stablecoin. Fees acquired are used to increase collateral, then strategy of averaging is implemented which increases the value of CRYP to meet up with price swings, significantly provides good profit for owners. This implies that in contrast to conventional stablecoins, CRYP will be a good source of investment. Crypcore exchange is created with high quality security systems to protect funds against frauds and hacks while debit card integrated feature will enable traders to purchase cryptocurrencies conveniently. CONCLUSION Crypcore ecosystem establishes more opportunity for cryptocurrency enthusiasts to benefit from advanced crypto trading included with issued dynamic stablecoin that gives out profit to holders, regardless of the market volatility. For more details : Website: https://crypcore.com/ Whitepaper: https://crypcore.com/crypcore\_whitepaper\_version\_1.pdf Telegram: https://t.me/crypcore\_group Facebook: https://www.facebook.com/Crypcore-106479097438958 Twitter: https://twitter.com/crypcore1 Reddit: https://www.reddit.com/usecrypcore My Bitcointalk Username : Johnson Knight Bitcointalk Profile URL : https://bitcointalk.org/index.php?action=profile;u=2326370;sa=summary Wallet Address : 0x56D391aD6C5Fe4b4faee3FCF9C7D32D9BD2feeCA
https://pundix.comsubmitted by Superbit123 to PundiX [link] [comments]
https://i.redd.it/ad9tfd3rjpi21.jpg Executive Summary;
Pundi X’s mission is to make buying crypto currency as easy as buying bottled water. As the Walmart and 7-Eleven of crypto currency, we want users to buy and use crypto currency anytime anywhere. Pundi X a leading Singaporean-based blockchain company recently ranked by KPMG as one of the world’s “Emerging 50” firms that are at the forefront of innovative technologies and practices in its 2018 Fintech100 report of Leading Global Fintech Innovators. We have a product poised for mass adoption infrastructure, where consumers can buy and sell crypto at any participating retailer and spend their crypto. For every transaction, through the XPOS (which is a point of sales) machine, there will be a token burn coming. Token burns mean reduced supply over time. The more machines in outlets and more people using crypto means supply will decrease, therefore the demand will increase. Pundi X will not be an erc20 token for long, Pundi X is creating its own blockchain called the f(x) blockchain.
https://i.redd.it/z3mp6tfp1qi21.jpg - Instant transactions worldwide 24/7. - No monthly charges or any hidden fees. - Merchants will receive revenue back, a whopping 65% from the total transaction fee, on every single Crypto related transactions. - Consumers can readily buy/sell Crypto currencies straight from the actual XPOS device. - No Banks needed, hence serving the un-banked and the under-banked population. - Merchants can receive payment in their local fiat to avoid Crypto fluctuations. - Supports Mobile payments, NFC, QR Code and all current traditional payments. - The POS can setup your inventory, loyalty programs, ads, and print smart receipts. - Avoid high Visa/MasterCard/Credit Card fees using XPOS solutions.
Major Partners: -American Chamber of Commerce Korea, AMCHAM is the largest foreign chamber in Korea with around 1,800 individual members from almost 900 member companies with diverse interests and substantial participation in the Korean economy. Their partners includes, MacDonald’s, Star Bucks, Hyundai, United Airlines, Citi, Hawaiian Airlines, MetLife, Ford, Honeywell, Johnson & Johnson, Bayer, Cisco, HUB, Nike, Oracle, Kelly, Philip Morris, Hyosung, Cigna, Kim & Change, Pfizer Korea, and many more, see link below; http://www.amchamkorea.org/?ckattempt=3
-Ebooc (Government UEA) Ebooc and Pundi X will provide several other applications for consumers such as making retail payments; paying for government services, fees and fines; utilities and bills; telecommunication bills and school fees on POS devices running a stable, digital equivalent of traditional fiat currencies in the region. The move brings our world-leading, blockchain-based XPOS technology, XPASS card and e-wallet to the Gulf, Middle East and North Africa region for the first time with Ebooc as the official partner under the terms of a strategic partnership agreement as executed. Additional Back information about the Founder of Ebooc: Entrepreneur & Senior UAE Government Official with deep Government experience of over 20 years. From his current role as Assistant Undersecretary, Industrial Development Sector at Ministry of Economy, UAE, Abdalla has been able to participate in policy-making and planning strategy for ministry of Economy and oversee the operations and major projects within the industrial sector. Developing action plans and programs for the industrial sector, overall supervision of the industrial licenses issued by the ministry, General supervision of Institutions Support Department, which specializes in conducting necessary studies for the development of industrial exports. Regulations and specifications of Foreign Affairs in coordination with stakeholders Prior to this was the CEO strategic planning & affairs at Emirates Post Group was on the Board of Directors of Wall Street Exchange Chairman of the Executive Committee ; Vice Chairman of the Emirates Marketing & Promotion Corp. Board Member of the Emirates Courier Services – Empost. https://medium.com/pundix/ann-pundi-x-technology-to-debut-in-the-gulf-and-middle-east-5b7651b4bd14
-Ubivelox, they have become an international innovator in the development of smart cards, mobile communications and blockchain (ranked 6th largest in the world). The two companies will work together on XPOS and XPASS technology development, security and market deployment, which will not only facilitate the promotion of Pundi X in Korea, but also help accelerate the layout in the global market. https://medium.com/pundix/%E9%9F%A9%E5%9B%BD%E4%B8%8A%E5%B8%82%E5%85%AC%E5%8F%B8ubivelox%E4%B8%8Epundi-x%E5%BB%BA%E7%AB%8B%E6%88%98%E7%95%A5%E5%90%88%E4%BD%9C%E4%BC%99%E4%BC%B4%E5%85%B3%E7%B3%BB-91f3665f0ae9
Why Pundi XPOS;
Pundi XPOS not only facilitates cryptocurrency payment or transactions but also accepts transactions through mobile wallets and traditional bank cards. Our POS solution can support retail intelligence, inventory management, order management, marketing and loyalty programs. Pundi XPOS device is an all-in-one solution for retailers. https://i.redd.it/qj6sbsfaeqi21.jpg • Accept cryptocurrency as payment • Intelligence clearing system to increase the value of the store properties • Selling and buying crypto currencies • Support BTC, ETH, NPXS, BNB, XEM, QTUM, XVG, ACT, LTC, DGD, XLM and more crypto currencies. • Support cryptocurrency payment card, such as Pundi XPASS card. • Support mobile payment apps, such as Alipay, Visa, Mastercard, ApplePay, E2Pay, Go-Pay, Pundi-Pundi, and WeChat Pay. • Support cryptocurrency wallet payment, such as Qbao, X Wallet, Nem Wallet and more. • Establish credit history and reduce financial risks • Provide a gateway for financial service providers • Support loyalty / membership management system • Support promotional and NPXS reward system • Support 3rd party delivery and logistic service providers
Additional factors; - Instant Transactions - XPOS transactions happen instantly at less than 0.5 seconds. No delays. Just pay and go.
XPOS Order Form; https://goo.gl/forms/yxSRHlK99h3xHF3N2 XPASS Card Order Form; https://forms.monday.com/forms/088c80c8f7e4f1ba13816312097ddcd3
The XWallet mobile app connects regular digital asset wallets with the Pundi X payment ecosystem. It allows users to easily make payments in physical stores via the XPOS & e-commerce using our "Collect" feature of the app.
The XWallet can also be paired with the XPASS, making it a digital payment app that can be used anytime, anywhere. To download App for Android or ISO see below and to see a built-in guide for merchants and users guide are within the actual XWallet App or here: https://xwallet.pundix.com/
Merchants Collect Feature (e-commerce);
This is a powerful tool for e-commerce's to upload their QR Code on websites payout section. Sending any supported currencies on the X Wallet is accepted by one single QR Code, such as the above.
You can easily manage your digital assets, check your current balance, or top-up in the XWallet. By default, each user will have a virtual XPASS card in the app. You can also pair your XWallet with your Pundi XPASS card to make payments directly from the app when needed. If you lose the XPASS card, you can transfer all your tokens from the XPASS card to the XWallet app or to another XPASS card.
Instant Payments Online or Offline;
Transactions via an internet-connected XWallet or XPASS can be processed immediately, while offline transactions can be made by scanning the QR code, which will later be uploaded onto the blockchain. The XWallet, in short, keeps up with your busy lifestyle.
How to top up your XWallet from other wallets; • Select the ‘Card’ icon and choose the virtual card. • Select the type of currency you want to top up. • Tap on the ‘Receive’ icon and choose ‘View address’. • Copy the top-up address or scan the QR code. • On your other wallet, choose the correct type of cryptocurrency and insert the XWallet top-up address to make the transfer. (Note: The speed of transferring tokens from other wallets to the XWallet app varies, depending on their relevant blockchain network conditions. To make instant payment transaction at any XPOS merchant, we recommend users top up their XWallet account from other wallets at least 6 hours before using the app.).
XPASS Card Order; https://forms.monday.com/forms/088c80c8f7e4f1ba13816312097ddcd3
Visa, MasterCard, Apple Pay, Samsung, American Express, BNB, LTC, XVG, NPXS, E2Pay.co.Id, Alipay, M-bayar, Go Pay, WeChat, Xpos Consortium, Ubivelox, XPOT and many more. Distributors; Manticora Capital, Bit Captial, Ubivelox, BlockPay and more to follow. Blockchain; NEM, UTrust, GGOX, Verime, Wanchain, Stella, Genaro Network. More to follow.
Burning of NPXS;
A quick summary of Pundi X token’s utility on each and every transaction: 1. A bit of it is burnt for every crypto related transaction that happens in through our XPOS. 2. The token is used to list other tokens in our XPOS, for example, QTUM paid us a sum of NPXS to be listed later in our XPOS, and this will include future coins that will be listed in our XPOS. 3. Loyalty programs are made & paid with NPXS. 4. Ads that run through our XPOS are also paid in NPXS. 5. Future products will be paid with NPXS. 6. Claim goods and services from merchants.
The XPOS is comprised of two parts, the consumer and merchant.
The Point of Sale device (XPOS);
For the merchants; 1. You get 1% extra as a fee. You can set it up from 0-3%, but we recommend 1% fee. 2. You can sell crypto again with that 1% fee. 3. You can sell the XPASS cards. 4. The POS can setup your inventory, loyalty programs, ads, and print smart receipts. 5. You can accept crypto, again the 1% fee. 6. You will be one of the first to change how the world uses crypto.
For the XPASS holders; 1. They can liquidate their crypto assets through our merchants, hassle free. 2. They get a special discount. 3. If you lose the XPASS black card, we are able to recover it (as long as you have the security card).
Case study of fees;
▪ 100% of Pundi X’s revenue that is generated through transactions on the XPOS will be removed permanently from our NPXS token circulation (and that's called token burn). This means that if Pundi X makes $1 of revenue from a transaction, they will take $1 worth of NPXS out of circulation permanently. NPXS tokens taken out of circulation will never be able to re-enter the circulation in any way as they will no longer exist.
▪ if the transaction is made in Pundi X tokens, we will take the tokens immediately out of the total supply. If the transaction is made in other tokens or fiat, we will use the proceeds to buyback NPXS, after which we will permanently remove the NPXS tokens from circulation and ensure they can never re-enter circulation.
▪ In case of a fiat to crypto transaction (including a payment with mastercard/visa) NPXS will be also burned.
▪ Case study 1: a user buys $1,000 worth of crypto from a merchant in a store using Pundi XPASS card. The total charge a user has to pay is $1,010; $1,000 for the crypto and $10 for the service fees. Of the $10 received, $6.50 is paid to the shop merchant for rendering this service. $3.50 is paid to Pundi X for providing XPOS (switch) and XPASS (Issuer) service.
Function X Blockchain – A game Changer:
The f(x) (short for Function X) blockchain under current test environments, each XPOS is an f(x) node; all data from the XPOS will be fully encrypted and stored in f(x) low level IPFS. Our IPFS is one that is specially designed for XPOS, f(x) and other smart devices. The f(x) public ledger will record all transactions, and the chain deploys sharding and PBFT. At Pundi X, we believe that open source is the way to go and to strengthen the blockchain community. We will gradually enable all of our operating system and f(x) chain’s code to be open source. It will be free for all Dapp software and hardware manufacturers to develop products for the f(x) ecosystem, hence achieving true decentralization. Let’s all work together and re-engineer a decentralized world.
10x for Speed; Visa can run 7,000–20,000 transactions-per-second (“TPS”). Any blockchain that offers small multiples of speed improvement is unlikely to displaced a tried-and-tested system like Visa. A 10X increase means 200,000K TPS has to be achieved. Our upcoming blockchain called Function X (fx for short), we have to make sure we are comparable if not faster, at 10X it is at least 200,000 TPS, not just on paper, but in real application. Sharding depends heavily on the availability of nodes. Confirmation processes increase by an order of magnitude when you increase node counts, we are already deploying the XPOS which will act as nodes.
10x for Scaling; Scalability in a restaurant means how fast can you serve your meals, the faster you can scale, the more business you can have. Therefore, companies like McDonald’s spend a lot of effort shortening the time between ordering and checkout to serve its customers. Scalability in blockchain is similar: it depends on the code (how fast can the burgers be flipped) and also nodes (how many cashiers can confirm the order). So whose code is the best? We will only know when proven. And what about nodes? The blockchain with the largest nodes will prevail. Currently Ethereum has the most nodes, but maybe not for long.
10x for Consensus; And what about nodes? The blockchain with the largest nodes will prevail. Currently Ethereum has the most nodes, but maybe not for long. With our minimum plan to roll out 100,000 XPOS in three years, we will be able to scale up transaction numbers significantly as the number of XPOS devices increases. Can we do much more than 200,000 TPS? Let’s analyze: Sharding is a process of dividing a global network into pieces of a local network. Each local network would then take charge of two-thirds consensus so that a particular transaction is verified in the local network and then broadcast to the global network.
Five Pillars of Function X Blockchain;
The Blok-on-Blok (Smartphone);
The Blok-on-Blok (BOB), and the first true blockchain phone call, we demonstrated to thousands that we had a new protocol for communication that could take blockchain beyond the world of financial transfers. The BOB is powered by Function X OS which is based off the Android OS 9.0, so there is a backward compatibility with any Android apps. Blockchain-based calling and messaging can be toggled on and off on the phone operating system, which builds upon Android 9.0. On the blockchain mode, the services in the BOB can operate completely independently of centralized carriers. Users can route phone calls, messages, and data via blockchain nodes without the need for centralized service providers. The BOB is in fact the first mobile phone that can run completely on a decentralized ecosystem powering telephony, messaging, and data transmission. The BOB itself significantly expands the use of blockchain technology beyond financial transfers. Every BOB Phone is also a node on the network to contribute to the operation of the blockchain ecosystem. Content and connectivity are organized in a distributed, node-to-node manner. https://i.redd.it/ne3iufycqqi21.png
“Telecommunications and Internet companies have derived tremendous value from controlling data. By decentralizing apps, we can put this data onto a smart contract, effectively giving control back to creators and to users”.
“Much of what we call peer-to-peer or ‘decentralized’ services continue to be built upon centralized networks. We are changing that,” added Cheah.
Mobile devices as nodes;
“Scalability in blockchain is derived from the number and geographic spread of nodes. It is clear how achieving a critical mass in terms of scale will require something with a high utility for people. The BOB thus has the potential to establish a large global pool of nodes,” said Pitt Huang, co-founder and CTO of Pundi X.
“And with Function X offering people the choice to be independent of a centralized communications network we’ve created a new use, a high and universal utility for blockchain. In turn, this will give life to a network large enough to support better scale, throughput, and new potential applications, plus true decentralization that has so far eluded blockchain.”
YouTube in-depth close up videos; 1. Introduction to BOB phone - Part 1 of 6 2. Bringing Function X to life with the BOB - Part 2 of 6 3. Setting BOB up as a Node - Part 3 of 6 4. Using the BOB to manage your files and browse the web - Part 4 of 6 5. Blockchain-based text messaging on the BOB - Part 5 of 6 6. Blockchain Call on the BOB - Part 6 of 6
More details here; Website; https://functionx.io https://medium.com/functionx/xphone-mwc19-new-design-and-specifications-including-the-x-button-announced-1c720b04f660
The F(x) Coin;
The f(x) ecosystem is fully decentralized. It’s designed and built to run autonomously in perpetuity without the reliance or supervision of any individual or organization. To support this autonomous structure, f(x) Coin which is the underlying ‘currency’ within the f(x) ecosystem has to be decentralized in terms of its distribution, allocation, control, circulation and the way it’s being generated.
Broadly, there are four main participants in the f(x) ecosystem, as shown above: • Consumer: Users enjoy the decentralized service provided by the f(x) ecosystem.
• Infrastructure Service Provider: Providing infrastructure service like the ones provided by mobile carrier, Amazon AWS but in a decentralized way.
• Developer: Building DApp upon f(x) network like Uber, AirBnb, Alibaba.
• Financial Service Provider: Providing liquidity of f(x) coin like NASDAQ, Morgan Stanley.
Infrastructure service provider, Developer and Financial service provider contribute the seamless operation and service shall generate the positive circulation, innovation and value flow to the f(x) ecosystem.
The value flow of the Function X ecosystem; • Infrastructure service provider can offer the service, such as Blockchain, FXTP, DDocker and IPFS to earn f(x) Coin.
• Developer can build applications upon f(x) OS to earn f(x) Coin and at the same time they need to pay for the infrastructure service.
• Consumer enjoys the service and pays for the service in f(x) Coin.
• Developer and infrastructure service provider shall earn f(x) Coin in return by providing their service and they can liquidate it through the financial service provider to earn some profit.
Together, these four participants will create a positive value flow. More service providers will enhance the quality of service and attract more consumers. More consumers will bring more value to the ecosystem by attracting more service providers,and creating f(x) Coin liquidity. Deep liquidity of f(x) Coin will attract more financial service providers to enhance the stability and quality of liquidity. This will attract more service providers to the ecosystem.
Utility of f(x) Coin;
f(x) Coin is the native ‘currency’ of the Function X blockchain and ecosystem. Services rendered in the ecosystem will be transacted with the f(x) Coin. Possible scenarios include: • For service providers: To get paid by developers, companies and consumers for providing storage nodes, DDocker and speeding up of network connections. The role of service providers will described in other sections.
• For consumers: To pay service fees for using DApps, nodes, network resources, storage solutions and other services within the f(x) ecosystem.
• For developers: To pay for services and resources rendered in the ecosystem such as smart contract creation, file storage (paid to IPFS service provider), code hosting (paid to DDocker service provider), advertisements (paid to other developers) and others. To get paid by the enterprises or organizations which require the developer’s service.
• For enterprises or organizations: To pay for service fees, developer fees and advertisements. Services provided to consumers will be charged and denominated in f(x) Coin.
• For phone and hardware manufacturers: To pay for the Function X Operating System customization. Note: we plan to only build a few thousands of the BOB flagship handsets and leave the rest to third-party manufacturers to build more using our operating system.
• For financial institutions: to receive payment for financial services rendered for the ecosystem.
• Many more future scenarios.
https://i.redd.it/r7626yle8qi21.png Hence f(x) Coin can be used as ‘currency’ for the below services, • In-app purchases • Blockchain calls • Smart contract creations • Transaction fees • Advertisements • Hosting fees
Updated fx article: https://medium.com/functionx/f-x-ecosystem-and-tokenomics-explained-ee026ce6815
Contact Us; Please also read the white paper which can be found on the official webpage: https://pundix.com/ A detailed simple guide for Pundi X in Spanish language; https://www.reddit.com/PundiX/comments/a7gdt4/a_detailed_simple_guide_for_pundi_x_in_spanish/
Twitter: https://twitter.com/PundiXLabs Telegram: https://t.me/Pundix Facebook: https://www.facebook.com/pundixlabs/?_rdc=1&_rdr LinkedIn: https://www.linkedin.com/company/pundipundi/
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